Planning for a Special Occasion? Treat Yourself Without the Wait.

At Excel Jewellers, we make it easy for you to secure that perfect piece of jewellery with our **flexible layaway and financing options**. Whether you're planning a surprise gift, engagement, or simply treating yourself, our payment solutions are designed to fit your budget and lifestyle.

Layaway Plans in 3 Simple Steps

Our **3 and 6-month layaway plans** give you the flexibility to reserve your favourite jewellery without the need for full payment upfront. Here’s how it works:

Step 1: Choose Your Jewellery

Select the jewellery you love from our collection. Whether it’s in-stock merchandise or a special order, we’ve got you covered.

Step 2: Make a Down Payment

Pay just **20% down** for in-stock items or **50% down** for special orders to secure your purchase.

Step 3: Pay Over Time

Spread out the remaining balance over **3 or 6 months**, making convenient monthly payments until your jewellery is paid in full.

Financing Options: Flexible Payments, Instant Approval

Need more time to pay? Our **low-interest** and **no-interest financing plans** allow you to take home your jewellery today and pay for it over time. Here's how financing works at Excel Jewellers:

Step 1: Apply in Store

Visit one of our locations and fill out a quick application form. The process only takes a few minutes, and approval is instant.

Step 2: Get Instant Approval

In less than **5 minutes**, you’ll know if you’re approved. Our financing options are designed to be accessible, even for those with challenging credit.

Step 3: Enjoy Interest-Free Payments

With **3 to 12 months of interest-free financing**, you can spread out your payments while keeping your money in the bank.

Why Choose Excel Jewellers Financing?

Our financing plans offer unique benefits that make paying for your jewellery easier and smarter:

• Keep your money in the bank** for other expenses or savings.
• Spread out payments** over a longer period, interest-free.
• Take home your jewellery today**, no need to wait.
• Surprise loved ones**—keep the purchase secret until the special day.

How to Get Started

To start your layaway or financing plan, simply visit Excel Jewellers with a valid **photo ID**. Our expert sales consultants will guide you through the process and help you find the perfect payment solution that fits your needs. Even if you have challenging credit, we offer flexible approval options to help you bring home the jewellery you deserve.

Want to see how much you’re pre-approved for? Visit us today and speak to one of our consultants!